When you're ready to buy a car, there are a few things you need to think about. The first is the financial aspect of your purchase. The second is the car itself.
And finally, there's the option of leasing or purchasing a car through finance. You can also search online for the best car finance in Christchurch.
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Here's a guide on how to buy a car on finance, depending on your needs.
If you have good credit and can afford a down payment, you may be able to buy a car with a traditional loan.
You'll pay interest on this loan, but it may be cheaper than financing through a car dealership. There are also some lenders that offer 0% loans for up to three years. When you come up for repayment, the interest will start accumulating again.
If you don't have good credit or can't afford a down payment, you may be able to get a car loan through a car dealership or bank.
You'll likely have to pay higher interest rates on these loans, but they may still be cheaper than financing through a car manufacturer or lender. Some banks offer 0% loans for up to six years. After that time, the interest rate will start increasing gradually.